Companies
Car insurance companies, reviewed on the record
Every review is built from public company disclosures and AM Best financial-strength ratings — no invented scores, no pay-to-rank. We may earn compensation from some partners, which never changes what a review says.
Allstate review
How Allstate actually works for Florida drivers — captive agents plus a real direct channel, Drivewise and Milewise telematics, the National General and Direct Auto connection, and who it tends to fit.
Non-standard friendlyDirect Auto review
How Direct Auto actually works for Florida drivers — its storefront-plus-online model, Allstate ownership through National General, SR-22 and FR-44 appetite, and who it tends to fit.
Standard marketGEICO review
How GEICO actually works for Florida drivers — its all-direct Berkshire Hathaway model, DriveEasy telematics, its approach to SR-22 filings, and who the company tends to fit.
Standard marketLiberty Mutual review
How Liberty Mutual actually works for Florida drivers — its mutual ownership, direct-plus-agent distribution, RightTrack telematics, and who the company tends to fit.
Non-standard friendlyProgressive review
How Progressive actually works for Florida drivers — its independent-agent model, Snapshot telematics, appetite for SR-22 filings, and who the company tends to fit.
Standard marketState Farm review
How State Farm actually works for Florida drivers — the captive-agent model, its mutual ownership, Drive Safe & Save telematics, where its underwriting appetite ends, and who it tends to fit.
Non-standard friendlyThe General review
How The General actually works for Florida drivers — its non-standard specialty, American Family ownership, deep SR-22 and FR-44 filing experience, and who the company tends to fit.
Standard marketUSAA review
How USAA actually works for Florida drivers — who qualifies for membership, the member-owned direct model, SafePilot telematics, and what the state's large military community should weigh before comparing.
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